Thank you for visiting my Web Page. This is designed to be a NO-NONSENSE, STRAIGHT-FORWARD site!
I specialize in Conventional Home Loans up to $417,000 and Jumbo Home Loans from $475k up to $3 million in Arizona, using the most competitive investors! I do not try to be everything to everyone! I work with borrowers that have decent credit and income that qualify for the best loans available.
Working with a good Realtor is essential when purchasing or listing a home! Using this site and information also allows you take the first steps to find out what you are eligible for even before you contact a Realtor. It will allow a Realtor to 'hit the ground running' for you!
I founded Charles Baker Financial in 1986 after moving to Arizona from East Central Illinois where I had owned and operated a small group of women's clothing stores for 22 years. Wanting to offer service to individuals, the area of mortgage brokering was the direction I felt I could best do so. I am licensed in the State of Arizona as a Mortgage Broker allowing me to personally interact with borrowers and obtain residential real estate financing.
With some 25 years of personally helping borrowers obtain financing to purchase or refinance a home, I feel is important to tell it like it is for YOU NEED TO KNOW THE STRAIGHT ANSWERS even though that may not be what you want to hear. With exposure to loan underwriting and having taken hundreds of loan applications, processed them and obtained the financing, I feel confident I can assist you.
When I work with you I keep in touch every week. I strive to get my borrowers the best interest rate I can at the lowest loan costs! I am available 7 days a week and when you call I answer the phone!
You will find information on various subject matters shown here to the left. To get started browse through these pages and then either complete the shortened loan application or the no obligation question form. Once I have received your application or question form, I will be in contact with you.
My intent is to make your loan process as convenient and easy as possible. Due to the advent of the internet I rarely need to meet with a borrower. The convenience of communicating by email and/or fax allows interaction day, night or weekend.
I see many loans come over my desk and when it comes to loan closing costs and competitive rates, loans by Charles Baker always are among the best for the borrowers.
- Linda Ziaskas, V.P. & Office Manager, Pioneer Title at
I’ve known Charles Baker for some 15 years. I use him. He gets the job done and in the best interest of me and my clients and he is always there when I call!
-Mike Blanc,
If you want to ‘shop around’ go right ahead. If you want straight answers and personal service, call or email me!
602-992-9057
Email: charles@charlesbaker.com